It is a long commitment to go to graduate school, but it is one that if you are a really good student and you engage in the activities that will make you competitive as a graduate school applicant you should not have to pay for that out of your own pocket. The McNair Scholars Program is designed to assist scholars with that. There are lot of good reasons to earn a PhD, and even now and days not everybody goes into teaching, there are other opportunities to use your PhD really productively outside of academia. Students interested in attending graduate school, and would like assistance, can apply easily apply for the McNair Scholars Program at uta.edu/macnair. There is a lot of information about the program there and they will also see the application so they can use that complete it and turn it in to the office, or pick up a paper application in the office Ransom Hall 202. The program recruits yearly.